Our objective is to offer conflict-free educational content, but we acknowledge that it is virtually impossible to be 100% free of all conflicts. We are particularly sensitive to conflicts of interest arising from financial arrangements with non-fiduciaries. Accordingly, we do not accept direct advertizing or sponsorship money from non-fiduciaries such as brokers and insurance agents. Our founder, Yuval Bar-Or, receives income from book sales and from teaching personal finance courses. He may also receive consulting fees for business consulting services provided to corporations. The latter are general business activities which are unrelated to personal finance content and education.