Formulate a Financial Plan

Know Your Net Worth

Manage & Minimize Debt

Accumulate Assets

Budget to Live Within Your Means

Understand Investing Basics

Plan for Retirement

Insure People & Property

Deal with Financial Advisors

Review Your Employment Contract

Make Plans for Your Estate

Make Good Decisions


This chapter began with the assumption that you’ve received a job offer, which presumes you interviewed successfully and impressed the prospective employer. I don’t address interviewing in detail because there are many resources available to you, including coverage of general interviewing skills and considerations specific to medical professionals.  One such resource for physicians is the New England Journal of Medicine Career Center.

I do, however, want to review some of the keys to interviewing success:

  • Research the employer in advance. Showing knowledge of the employer signals that you are genuinely interested in the job
  • Dress and behave professionally. Your professionalism signals that you are a serious and responsible person. Lack of professionalism is also a signal—one that reflects poorly on you
  • Arrive on time for your interview. This is part of being professional and exhibiting respect toward the interviewer, who has set time aside to meet with you
  • Be positive. This applies to every aspect of the interview process. Be positive about the opportunity, your prospective colleagues, and your former colleagues. It’s a small world so avoid burning bridges by speaking ill of anyone. Let your sunny disposition shine through at all times
  • Be respectful to everyone. This includes support staff, techs, nurses, etc.
  • Ask questions. Interviewing is a two-way street. the employer sizes you up, but you also have an opportunity to assess the employer. In advance, prepare a list of questions to ask the employer and get answers to those questions
  • Identify friendly contacts within the employer organization. These may be acquaintances, former classmates, older alumni of your school, family connections, etc. The best ones are those who are close to your age and circumstances. Ask them for an insider’s perspective on the employer’s culture and opportunities

The more interviews you undergo the better you’ll get at it and the higher the likelihood you’ll perform well and secure the best job offers. More exposure to employers will also help you to answer questions such as, “what is your wish list?”

Consider scheduling some interviews early on that you are not very enthusiastic about due to their location, job description, institution type, or industry. There are at least two potential benefits to doing this. The first is that you can gain some much-needed interviewing practice without the emotional stress that poor performance may sink your chances at one of your more desirable positions. The second is that you may be pleasantly surprised and decide the opportunity is worth pursuing.

Don’t waste your hard-earned human capital by performing poorly in interviews, especially when practicing in advance can help you put your best foot forward.